Bangladesh Bank (BB) has fixed the same fees or charges or commissions against credit or lease for all Financial Institutions (FIs).
"Loan application fees will be maximum Taka 200 and the document processing fees, CIB charge, stamp charge and legal and valuation fees will depend on the actual cost," said a BB circular here yesterday.
The circular also said fees or penalty interest or profit for delaying loan installment will be maximum two percent with interest rate.
In case of repayment of loan or lease before the expiry, the maximum amount of the payment fees or similar fees will be two percent of the outstanding loan or lease.
In the case of adjustment before the schedule time of loans given in the cottage and micro sector, any fee will not be taken.
No charge will be taken from the customer in case of giving balance confirmation certificate for half yearly basis credit or lease calculation.
In case of giving more than twice the balance confirmation certificate as per demand of the customer, the maximum charge will be Taka 200 per time.
BB asked the financial institutions to follow the circular.